8 a.m. - 8 p.m., 7 days a week

Premium Protection for Your Health Coverage

Find the right health plan with expert guidance you can trust.

We're here to help you understand your health insurance options and find coverage that fits your needs, your family and your budget.

8 a.m. - 8 p.m., 7 days a week

Don't Miss Your Enrollment Window

Most individual and family health plans can only be started or changed during the annual open enrollment period, unless a qualifying life event opens a special enrollment period for you.

Special enrollment windows are time-limited after the qualifying event, so it helps to reach out as soon as your situation changes.

You May Be Eligible to Enroll If You...

Open Enrollment

Want to start or renew coverage during open enrollment

Special Enrollment

Had a qualifying life event that opens a special enrollment period

Growing Family

Got married, had a baby or adopted a child

Recently Moved

Recently moved to a new area

Losing Coverage

Are losing job-based health coverage

Retiring Early

Retired early and need a health plan of your own

Self-Employed

Work for yourself and need individual or family coverage

Leaving a Parent's Plan

Are turning 26 and aging off a parent's health plan

Understanding Enrollment Periods

Know when you can enroll in or change your health coverage, and what your plan terms mean

OEP

Open Enrollment Period

Once a year, typically in the fall

During this period, you can:

  • Enroll in an individual or family health plan
  • Switch to a different plan for the coming year
  • Add or remove family members from your coverage
  • Revisit your deductible, copays and preferred doctors
SEP

Special Enrollment Period

Opened by a qualifying life event

You may qualify for a special enrollment period if you:

  • Lose job-based or other health coverage
  • Get married, have a baby or adopt a child
  • Move to a new area with different plan options
  • Turn 26 and leave a parent's health plan
ANY

Year-Round Coverage

Dental, vision and supplemental plans

Coverage you can often add outside open enrollment:

  • Dental plans for cleanings, fillings and more
  • Vision plans for eye exams, glasses and contacts
  • Accident and critical-illness coverage
  • Supplemental plans that work alongside your main plan
101

Plan Basics

Key terms in plain language

Before you choose a plan, know your:

  • Premium: what you pay each month to keep your coverage
  • Deductible: what you pay before your plan starts sharing costs
  • Copay: a set amount you pay for a visit or prescription
  • Coinsurance: your share of costs after the deductible is met

Why Prime Shield Health?

We're committed to helping you make informed decisions about your health coverage

Shield of Protection

We safeguard your healthcare interests with comprehensive plan options

Clear Plan Guidance

We explain deductibles, copays and coverage details in plain language so you can decide with confidence

Certified Advisors

Our licensed professionals work with individuals, families and the self-employed

Here When You Need Us

Open 8 a.m. to 8 p.m., 7 days a week to answer your questions

Health Coverage Resources

Learn more about your health insurance options

Between Jobs or Retiring Early

Understand your options for keeping yourself and your family covered when job-based coverage ends.

Individual & Family Plans

Find coverage for you, your spouse and your kids, with the doctors and benefits that matter most to your household.

Changing Your Plan

Learn about your options if you want to switch plans or make changes to your current coverage.

What Our Clients Say

Hear from people who found the right health plan with our help

"Prime Shield Health gave me peace of mind. They found a plan that covers my doctor visits, prescriptions, and even dental — all at a price I can afford."

CD

Carol D.

St. Petersburg, FL

"The agents at Prime Shield were patient and thorough. They made sure I understood every detail before choosing my plan. Top-notch service!"

RH

Richard H.

Fort Myers, FL

"I've been with Prime Shield Health for a year now and couldn't be more satisfied. The enrollment was easy and my coverage is excellent."

BJ

Barbara J.

Boca Raton, FL

Call Us Today to Learn More & Enroll

Our licensed representatives are ready to help you find the right health plan

8 a.m. - 8 p.m., 7 days a week